In his article last week, Wayne addressed one of the most frightening situations in America today:
The retirement crisis.
As he explained, even if you have a nest egg saved up — and even if you have some time before you retire — two imminent threats are about to destroy your plans:
The first threat is a stock market correction…
You see, we’re currently in the longest-running bull market in history. At some point, the market will crash. And when it does, your nest egg could be left in tatters.
Then there’s the second threat: the U.S. Social Security program is on a path to bankruptcy. In fact, studies show that it’s virtually impossible for it to maintain payouts in the future.
So if you were counting on social security to keep you afloat once you retire, think again.
A Simple Solution for a Better Retirement
The retirement crisis is a problem that you can’t afford to ignore…
You need to start coming up with some solutions immediately.
Which is why we recently sent out this short survey to some of our readers. Basically, we wanted to know how we could help you prepare for this crisis.
As it turns out, one of our readers’ top responses was this: “Help me build a bigger nest egg.”
So today, I’ll reveal my favorite strategy for building your nest egg fast.
As you’ll learn, it all starts by making one small change to your portfolio…
The “Average Investor’s” Portfolio
If you’re like most folks, your portfolio probably has some stocks, some bonds, and maybe some real estate.
Historically, a balanced portfolio like that has returned about 6% a year.
6% a year isn’t necessarily a “bad” return. But if you didn’t start investing until later in life, or if you’re still recovering from the 2008 crash, it might not be enough to help you retire.
You see, even if you’re starting with a $100,000 portfolio and you’re still 10 years from retirement, a 6% annual return will only help you grow your assets to $179,000.
In other words, if you’re only earning a 6% return, you may have to delay your retirement for many years — or you may have to keep working indefinitely.
But now I’m going to reveal a tiny tweak that could have a big financial impact…
In fact, this single change could cause your overall portfolio to skyrocket.
The Secret to a Seven-Figure Nest Egg
As long-time Crowdability readers know, historically, early-stage private equity — in other words, investing in “startups” — has trounced the stock market:
As an asset class, startups have returned about 55% per year.
But you don’t have to re-arrange your whole portfolio to take advantage of these returns…
All you need to do is add a tiny amount of private equity.
Let me show you what I mean…
Proof: Double Your Returns
Again, if you have a $100,000 portfolio and earn 6% per year, in 10 years, you’ll have $179,000.
But look what happens if you add some private equity to the mix:
Let’s assume you keep 90% of your assets ($90,000) in stocks and bonds, and put the remaining $10,000 into private equity.
At 6% per year, over ten years, the $90,000 would turn into $161,000.
But given the 55% historical annual returns of private equity, over 10 years, that $10,000 would turn into $800,418.
So in total, your portfolio would now be worth a staggering $961,594.
This is what makes startup investing so powerful: by allocating just 10% of your portfolio to private equity, you could add more than $800,000 to your retirement account!
Unfortunately, there’s a major drawback to this strategy…
What If You’re Starting from Zero?
If you have some time before you retire (and you have at least $100,000 to invest), the strategy I just showed you is perhaps the single best way to grow your portfolio.
But what if you’re only a couple of years from retirement, or you’re already retired?
Furthermore, what if, like most Americans, you have little or nothing saved for retirement?
Well, if that’s your situation, don’t worry — we have a solution for you, too!
In fact, based on the survey results I mentioned earlier, this specific solution can help most of our readers. After all, when we asked our readers how we could help you prepare for the coming retirement crisis, the most popular response was this:
Help me generate a lot more income, right now!
So here’s what we’re going to do…
An Extra $5,000 Every Month
Tomorrow, Wayne’s going to share one of the most extraordinary — and most profitable — income-generating strategies we’ve ever come across.
Essentially, even if you’re just a few years from retirement…
Even if you’re already retired…
And even if you have very little or no money to invest…
This strategy can help you earn an extra $5,000 — every month!
So stay tuned…
P.S. If you haven’t taken this survey yet, please do so now. Not only will it give us guidance for how to help you live a secure, comfortable retirement…
But it will qualify you for a free “Retirement Crisis” conference call with me and Wayne! So, click here now to send us your feedback »
Best Regards,
Founder
Crowdability.com
